Vicky 一
financial market and institution
金融市场和机构
equity 股权
futures 期货
monetary policy 货币政策
capital cap 资本上限
depository 存储的
policy bank 政策银行
state-owned commercial bank 国有商业银行
joint-equity commercial bank 股份制商业银行
postal saving bank 邮政储蓄银行
trust and investment company 信托投资公司
intermediary 中介机构
contractual 合同的
underwriter 保险商
brokerage firm 经纪公司
derivative 衍生产品
note market 票据市场
primary market 一级市场
secondary market 二级市场
London Stock Exchange 伦敦证券交易所
NASDAQ 纳斯达克
devaluation 货币贬值
二
deposit and withdrawal
存款和取款
speculation 投机
full-scale trade war 全面贸易战
reserve ratio 存款准备金率
debt-for-equity swap 债转股
the US Federal Reserve 美联储
digital currency 数字货币
legal tender 法定货币
monetary attribute 货币属性
Central Bank digital currency 央行数字货币
circulation 流通
fake cash 假币
debit card 借记卡
Bank of China 中国银行
mature 到期
time deposit 定期存款
maturity date 到期日
demand deposit 活期存款
checking account 支票账户
current account 活期账户
certificate of deposit 存单 CD
deposit book 存折
paycheck 付薪金支票
lost passbook affidavit 存折挂失声明
withdrawal slip 取款单
account balance 账户结余
三
credit card
信用卡
overdraft 透支
outstanding 未偿付的
credit limit 信用额度
sales slip 销售凭条
monthly statement 月对帐单
outstanding balance 未付余额
grace period 宽限期
compound interest 复利
rebate 退款
credit rating 信用等级
annual fee 年费
card issuer 发卡机构
sales revenue 销售收入
四
loan
贷款
green finance 绿色金融
pilot program 试点计划
green credit 绿色信贷
Agricultural Development Bank of China 中国农业发展银行
quota 配额
small and micro enterprises 小微企业
policy package 一揽子政策
corporate loan 公司贷款
housing loan 住房贷款
student loan 助学贷款
housing provident fund 住房公积金
floating rate 浮动利率
speculative 投机的
loan proposal 贷款申请
be entrusted to 被委托给
foreign exchange loan 外汇贷款
deduct 减去
second-hand housing loan 二手房贷
proof of employment and income 工作收入证明
insurance policy 保险单
五
asset management
资产管理
Alipay 支付宝
affiliate company 联营公司
counterpart 对应方
pay off 偿清
Yu'ebao 余额宝
impulsive spending 冲动消费
real time transfer 即时转账
annualized yield 年收益
financing product 理财产品
mount 上升
receipt 收据
home loan payment 房贷支付
stock account 股票账户
open-ended fund 开放式基金
professional fund manager 专业基金经理
overspend 超支
balance sheet 资产负债表
government bond 政府公债
net present value 净现值 NPV
capitalization rate 资本化率
internal rate of return 内部收益率 IRR
六
insurance
保险
property insurance 财产保险
premium income 保费收入
policy 保单
reimburse 偿还
depreciation 贬值
flood insurance 洪水保险
Insurance Information Institute 保险信息协会
dividend deposit 红利存款
dividend participated deposit 分红派息存款
Bank-Insurance Link 银保通
cargo insurance 货物保险
With Particular Average 水渍险WPA
Free from Particular Average 平安险FPA
insurer 保险公司
low-risk 低风险的
deductible 免赔额
shortfall 差额
